Divine Destiny

Divine Destiny

Saturday, January 15, 2011

Free Hand Washing Timer (for lil ones) While supplies last...

Order yours today!
Receive a free Get Ready hand-washing timer!

Fun musical timer attaches to the top of your liquid soap dispenser and helps teach kids how long they should wash. Free offer open to all! Order now

Hand with washing timer

Thanks Crazy Coupon Mommy

Friday, January 14, 2011

Study Regarding cellphones~ Pay out is $360

20/20 Research wants your opinion!
We are currently conducting a research study regarding Cell Phones (#11-0032) and would like to invite men and women across the country to participate in a web-cam, video diary.

The web-cam, video diary will take place for two months: January 17-March 13 and will require logging into a secure web site, each day for approximately 20 minutes, to answer questions or complete activities using a web-cam. Those who qualify, would be sent a web camera to use (and keep) to complete the activities for this study.
For your time and participation, you can keep the web camera, and will also be given a $360 check or PayPal option . As always, any information that you provide will remain strictly confidential. To see if you qualify, please click HERE to answer a few brief questions.

Saturday, January 8, 2011


Yoplait is giving away 1 million cups of yoplait yogurt All you have to do is enter your info They have already given away 470,781. So be sure to tell your friends.

Jump Start the new year right!

Yoplait has 2x the calcium that the leading yogurt has

Click here to get your

Privacy Violated~ Make sure your name is not on this site.

There’s a site called Spokeo that is a new online USA phone book w/personal information: everything from pics you’ve posted on FB or web, your approx credit score, home value, income, age, etc!

Are you listed? How do you feel about it?

Remove yourself by searching your name, find & copy the URL of your page, then go to the bottom right corner of the page and click on the Privacy button to remove yourself.

Please check your children or teens names nd emails too! This is crazyyyy.. My 15 year old was listed all information too.

Thanks: dealsfordummies

Thursday, January 6, 2011

$200 Paid online research study

$200 Paid Online Research Study - Medical Treatment
$200 Paid Online Research Study - Medical Treatment
We are conducting a paid online research study for people who have been admitted to a hospital for either treatment or a medical procedure in the last year.
Participants will recieve $200 for their time and opinions.

If you qualify, and are interested in participating, please call Connie at 1-866-903-3249.

ETA: I do not know what company this is through as I did not call because I would not qualify.
Good Luck To All!!!!!!!!!!!


Wednesday, January 5, 2011

Win a $50 gift card to PERKINS. ENDS JAN 13th

My friend is having her first giveaway please go to her page and help promote her site bu joining and entering.

Please tell her Keisha sent you!!

Funnix Reading Program for ages 4-7 or more. FREE

Funnix.com offers downloads of its Funnix Reading Program for Windows or Mac for free. The program has been very successful with a large range of children from ages 4 through 7 who enter the program knowing nothing about reading, including children who have been written off by schools. The Funnix sequence teaches 2 years of reading skills and is regularly priced at $249.

The free version of Funnix is electronic. You download the entire package of 220 lessons and other material onto your computer, and you have everything you need to teach the program. The steps of what you do and how you do it are spelled out in Teacher’s Guide, which you review before presenting the program. Workbook and textbook activities accompany the lessons. You print these.

When you teach Funnix, you and you child sit next to each other and watch the computer screen. A narrator presents a series fast-paced exercises in each 30-minute lesson. The narrator asks questions, and your child responds--out loud. Your job is to reinforce correct responses and correct any mistakes by following simple rules for "navigating" through the material.

Computer requirements: You will need at least 2 GB of free space available on your computer. PC users: XP, Vista. MAC users: 10.4 or above. You will need a high speed internet, either cable or DSL. Dial-up is not recommended.

Free offer ends January 31.


Sunday, January 2, 2011

$150 Paid Online Research Study - TV Ads

$150 Paid Online Research Study - TV Ads

Details: They are currently conducting a paid study about TV advertising campaigns. The research study will be conducted in January 2011 and will be conducted online. Those who participate in this study will earn $150 for 20 minutes of their time.

Send an email to focusgroup@emrmarketing.com if you are interested

How to get financially fit for the NEW YEAR!!

Hey everyone I am really utilizing this I have done well from last year now i plan on just increasing this year.Such a little step can make a powerful impact on your financial status. TRY IT

Provided from the Wallstreet Journal!

It's time to think about getting in financial shape in 2011. Vague resolutions and good intentions won't do it. You have to have a plan. Stumped for ideas? Here's a 12-month agenda.

No, it's not comprehensive. But it's doable.

Each month, set one financial target and hit it. Easy, manageable -- and it means this time next year you'll be looking back on 2011 with some satisfaction.

JANUARY: Max those savings! Financial planners argue you should be saving 15% or more of your income each year. Set your 401(k) contributions to the highest level you can handle. At least contribute up to any company match, and ideally push the limits -- $16,500 if you're under 50, $22,000 if you're over. If you are self-employed, or have self-employment income, talk to a broker about special tax-savings vehicles open to you, including Solo 401(k) plans, SEP-IRAs and Keoghs.

[Click here to check savings products and rates in your area.]

FEBRUARY: Target your cash flow. Get out all your statements and check stubs for 2010 and work out where all your money went. Chances are you spent more than you planned, or maybe realized. Restaurants, shopping, premium cable, car payments -- it all adds up. If you want to get control of it, you have to understand it. Now set a budget, and talk to your family about ways to cut back and save more.

MARCH: Live without plastic for a month. Lock up your credit and ATM/debit cards. Generations lived without the spending ease and convenience of plastic. It is no coincidence they found it much easier to live within their means. Try it. Set a weekly budget, cash a check for that amount at the bank each week, and live on it. Unless you are traveling -- where a card can be invaluable -- you may find it easier than you imagined. Once you get used to it, keep going

Continue reading at..http://finance.yahoo.com/banking-budgeting/article/111650/how-to-get-financially-fit-in-the-new-year?mod=bb-budgeting

Putting that Tax Holiday to work in 2011

a post from the newyork times.

The biggest Christmas present that many people will get this year comes from the federal government. And most will probably fritter it away.

Thanks to the tax bill that President Obama signed a week ago, a large number of Americans will get a year-long discount on their payroll taxes in 2011. Normally, employees pay 6.2 percent of their salaries, up to a $106,800 limit, toward Social Security. In 2011, that number will fall to 4.2 percent.

As a result, individuals could end up with a payroll tax savings of up to $2,136 in 2011, according to CCH, a tax information provider. Households with two wage earners who both make more than $106,800 will get $4,272, double the amount for individuals.

The self-employed will share in the year-long tax holiday as well, though they will still be on the hook for the full 6.2 percent of the employer contribution to Social Security. As a result, they’ll pay 10.4 percent in payroll taxes instead of the usual 12.4 percent.

Some government workers and others who do not contribute to Social Security will not get this temporary break. And as Roberton Williams of the Tax Policy Center pointed out in a blog post earlier this month, the payroll tax holiday represents a net loss for many low-income individuals, who will lose access to the Making Work Pay tax credit, which expires at the end of the year.

Read more here.http://finance.yahoo.com/news/Putting-That-Tax-Holiday-to-nytimes-3838395234.html?x=0

FREE Photo Book.. Just pay $1.99 shipping

They are back my sisters are always asking me Where do I get these awesome books? Well this one is for you shannon!

Get your free 5 X 7 Photo book Just pay $1.99 shipping.. Just create your Small Auto Fill Paperback 14-page book ($9.99 value) and use promo code TGTFREEBOOK at checkout.

Deal expires 1/9 so get it quickly!