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Receive a free Get Ready hand-washing timer!
Fun musical timer attaches to the top of your liquid soap dispenser and helps teach kids how long they should wash. Free offer open to all! Order now
Thanks Crazy Coupon Mommy
A place to find great Giveaways, Freebies, Surveys and Just meet different Mothers like yourself!
Order yours today!
Receive a free Get Ready hand-washing timer!
Fun musical timer attaches to the top of your liquid soap dispenser and helps teach kids how long they should wash. Free offer open to all! Order now
Thanks Crazy Coupon Mommy
There’s a site called Spokeo that is a new online USA phone book w/personal information: everything from pics you’ve posted on FB or web, your approx credit score, home value, income, age, etc!
Are you listed? How do you feel about it?
Remove yourself by searching your name, find & copy the URL of your page, then go to the bottom right corner of the page and click on the Privacy button to remove yourself.
Please check your children or teens names nd emails too! This is crazyyyy.. My 15 year old was listed all information too.
Thanks: dealsfordummies
$200 Paid Online Research Study - Medical Treatment Title: $200 Paid Online Research Study - Medical Treatment Details: We are conducting a paid online research study for people who have been admitted to a hospital for either treatment or a medical procedure in the last year. Participants will recieve $200 for their time and opinions. If you qualify, and are interested in participating, please call Connie at 1-866-903-3249. ETA: I do not know what company this is through as I did not call because I would not qualify. Good Luck To All!!!!!!!!!!! |
Funnix.com offers downloads of its Funnix Reading Program for Windows or Mac for free. The program has been very successful with a large range of children from ages 4 through 7 who enter the program knowing nothing about reading, including children who have been written off by schools. The Funnix sequence teaches 2 years of reading skills and is regularly priced at $249. The free version of Funnix is electronic. You download the entire package of 220 lessons and other material onto your computer, and you have everything you need to teach the program. The steps of what you do and how you do it are spelled out in Teacher’s Guide, which you review before presenting the program. Workbook and textbook activities accompany the lessons. You print these. When you teach Funnix, you and you child sit next to each other and watch the computer screen. A narrator presents a series fast-paced exercises in each 30-minute lesson. The narrator asks questions, and your child responds--out loud. Your job is to reinforce correct responses and correct any mistakes by following simple rules for "navigating" through the material. Computer requirements: You will need at least 2 GB of free space available on your computer. PC users: XP, Vista. MAC users: 10.4 or above. You will need a high speed internet, either cable or DSL. Dial-up is not recommended. Free offer ends January 31. http://www.funnix.com/ |
It's time to think about getting in financial shape in 2011. Vague resolutions and good intentions won't do it. You have to have a plan. Stumped for ideas? Here's a 12-month agenda.
No, it's not comprehensive. But it's doable.
Each month, set one financial target and hit it. Easy, manageable -- and it means this time next year you'll be looking back on 2011 with some satisfaction.
JANUARY: Max those savings! Financial planners argue you should be saving 15% or more of your income each year. Set your 401(k) contributions to the highest level you can handle. At least contribute up to any company match, and ideally push the limits -- $16,500 if you're under 50, $22,000 if you're over. If you are self-employed, or have self-employment income, talk to a broker about special tax-savings vehicles open to you, including Solo 401(k) plans, SEP-IRAs and Keoghs.
[Click here to check savings products and rates in your area.]
FEBRUARY: Target your cash flow. Get out all your statements and check stubs for 2010 and work out where all your money went. Chances are you spent more than you planned, or maybe realized. Restaurants, shopping, premium cable, car payments -- it all adds up. If you want to get control of it, you have to understand it. Now set a budget, and talk to your family about ways to cut back and save more.
MARCH: Live without plastic for a month. Lock up your credit and ATM/debit cards. Generations lived without the spending ease and convenience of plastic. It is no coincidence they found it much easier to live within their means. Try it. Set a weekly budget, cash a check for that amount at the bank each week, and live on it. Unless you are traveling -- where a card can be invaluable -- you may find it easier than you imagined. Once you get used to it, keep going
Continue reading at..http://finance.yahoo.com/banking-budgeting/article/111650/how-to-get-financially-fit-in-the-new-year?mod=bb-budgeting
The biggest Christmas present that many people will get this year comes from the federal government. And most will probably fritter it away.
Thanks to the tax bill that President Obama signed a week ago, a large number of Americans will get a year-long discount on their payroll taxes in 2011. Normally, employees pay 6.2 percent of their salaries, up to a $106,800 limit, toward Social Security. In 2011, that number will fall to 4.2 percent.
As a result, individuals could end up with a payroll tax savings of up to $2,136 in 2011, according to CCH, a tax information provider. Households with two wage earners who both make more than $106,800 will get $4,272, double the amount for individuals.
The self-employed will share in the year-long tax holiday as well, though they will still be on the hook for the full 6.2 percent of the employer contribution to Social Security. As a result, they’ll pay 10.4 percent in payroll taxes instead of the usual 12.4 percent.
Some government workers and others who do not contribute to Social Security will not get this temporary break. And as Roberton Williams of the Tax Policy Center pointed out in a blog post earlier this month, the payroll tax holiday represents a net loss for many low-income individuals, who will lose access to the Making Work Pay tax credit, which expires at the end of the year.
Read more here.http://finance.yahoo.com/news/Putting-That-Tax-Holiday-to-nytimes-3838395234.html?x=0