Divine Destiny

Divine Destiny

Monday, July 25, 2011

Whats for Dinner Week 7/25/2011

Wow i am so thankful it was such a great week food wise. i really stuck to my plan. I think this is going to work out great for our family. And shopping has been cut back tremendously, I only had to go to the store one time last week It was such an organized event..lol.. yes going to the store is an EVENT for this household. Well lets go~

Week of 7/25/2011

Monday:
Breakfast: Cereal/ Self Serve
Lunch: Grilled Pimento Cheese W/Tomato Soup
Dinner: Salisbury Steak Mashed Potato Mixed Veggies

Tuesday
Breakfast: French Toast
Lunch: Beef Hot Dogs W/ Mac n Cheese
Dinner: Beef Roast with Carrots n Potatoes (in crock pot)

Wednesday
Breakfast: Scrambled Eggs Grits Turkey Bacon
Lunch: Leftover Roast Sandwiches
Dinner: Stuffed Chicken Breast Garlic Smash potato's Green beans

Thursday
Breakfast: Bagels Cream Cheese Choice
Lunch: Pasta Salad with Italian Dressing and Pepperoni
Dinner: Grilled BBQ Turkey Breast with onion n peppers sauce Corn on the Cob

Friday
Breakfast: Fried Potatoes Eggs and sliced Roasted turkey
Lunch: French Bread Pizzas
Dinner: Taco Night

Saturday
Breakfast: Cereal Open
Lunch: Tuna Helper
Dinner: Spaghetti with sausage and Fried Fish Garlic Bread

Sunday
Breakfast: French Toast
Lunch: Fried Cuban Sandwiches
Dinner: Meatloaf Mashed potatoes Gravy mixed Vegetables

The Menu is working well for my family I cant wait to share how much we saved this month on groceries. Plus if you see something very interesting let me know i may be able to share my recipe. MAYBE..

MUAHHHHH

Friday, July 22, 2011

20/20 Online Bulletin Board $100

20/20 Research is bringing the focus group to you!

We are currently conducting a research study regarding Foods products for your family (#11-0464) and would like to invite women to participate using an online bulletin board. A bulletin board is a new, cutting-edge way to conduct market research. It allows you to participate from your home, office, the local coffee shop or any place that has a high speed internet connection.

The online discussion takes place: July 25th through July 28th and will require going online each day to answer the questions posted by the moderator.

For your time and participation you will be given a $100 Online Visa Code, which can be used for online purchases at any website that accepts a regular Visa card. As always, any information that you provide will remain strictly confidential

http://e2ma.net/go/10548154821/37822...com/s3/590639/



GOOD LUCK... MUAHHH

Nationwide for WOMAN online bulletin board $125

Focus Forward

Online Bulletin Board
Screener

http://www.surveymonkey.com/s/N5CY8M8


Good Luck!

Nationwide Study. $500.. wowsers

FOCUS FORWARD

We are currently recruiting men and women to participate in a paid online bulletin board scheduled to take place from Monday, August 1st through Sunday, August 28th. Compensation for the 4-week online bulletin board, where you would need to log in on 10 occasions for about 45 minutes each time, is $500.

Please click on the link below and answer a few screening questions to determine if you qualify for this study.

http://www.surveymonkey.com/s/YFXBDTC

If you appear to qualify based on your answers, a Focus Forward representative will contact you with additional questions.

Nationwide Survey $125

FOCUS FORWARD

Another Great survey site that pays out Cash .. i suggest if you arent a member sign up for these they email you and offer you money to do online bulletin boards and or surveys. This one is online bulletin board this is not eh actual survey it is just the screener answer some ?S if they want you they will email you back so GOOD LUCK

http://www.surveymonkey.com/s/N6286HQ

Nationwide Study. $100

Plaza research San Francisco is currently looking for participants for a new nationwide study starting very soon! As with all Plaza Research studies, participants are booked on a first come, first serve basis. Not all participants who complete these pre-questionnaires will qualify for these studies, nor will everyone receive a callback. Please do not call in reference to these studies. If you pre-qualify, a recruiter will contact you with further questions and details. By clicking on any of the link below and/or answering the questions, you are confirming you understand the above statements and policies. You are also agreeing to fill out this survey honestly and to the best of your knowledge. *Referrals for these studies are welcome! Please forward this email to anyone you think may qualify. If you reply back to THIS email, you will not be called for this group! This address is not monitored on a regular basis. ~Mobile Search~Tuesday, July 26th, 10-day online diary Requirement: Males and females ages 18+ who have a PC computer running Windows 7/Vista/XP/2000 or an Apple computer running Mac OS X 10.4 or later AND have a broadband internet connection (DSL, Cable, T1 are all fine)Incentive: $100.00 If you are interested in the Mobile Search study, please click on the link below and fill out the survey:

https://docs.google.com/spreadsheet/...aXNRR0JwMVE6MA


Please take note that you are ineligible to participate in the above research if you have taken part in any research study in the last 6 months. Are you on Facebook? If so, Like our page:

http://www.facebook.com/PlazaResearch

FREE MAGAZINE Subscriptions

RecycleBank has free magazine Subscriptions

For 115 points you can get a year subscription of:

Goodhousekeeping
Everyday Food
Redbook
Marie Claire
Cosmopolitian
Seventeen
Whole Living
Veranda
Town and Country
ECT...

1: Go log into your account or register at RECYCLEBANK
2.Click on Get rewards in the top bar
3.Look in the left column for Music Books Magazines
4. Scroll Down you will see all the choices

If you dont have 115 points you can earn them quickly...

1: Click on Earn Points in the top bar ,
Here are some of the easy points

AVEENO: 50 points
KASHI: 25 points
TIDE: 25 points
PAMPERS: 25 points

RECYCLE GREEN YOUR VACATION: 135 points

I can never get enough of FREE ~~~

ENJOY ~ MUAHHH

Tuesday, July 19, 2011

FREE $5 Amazon Code!!!

They're doing it again (Twitter account required). If you don't have a Twitter account, it's worth it not just for this offer but also to search for "#freebies" from time to time.



https://www.amazon.com/gp/feature.ht...cId=1000704951


Quote:
At Amazon Instant Video, watch over 100,000 movies and TV shows, online or on your TV. Use your $5 credit to rent a new release movie, catch up on recent TV seasons, or even watch your favorite TV shows the day after they air.

Click the button and you will:

Connect your Amazon.com and Twitter accounts. (If you are not already signed in, you will be prompted to do so).

Automatically follow @amazonvideo and @amazon_movies. The message "I just got a $5 credit for instant movies and TV shows @amazonvideo. Click http://amzn.to/oXQePf to get yours. #get5" will be automatically tweeted from your Twitter account.

After you allow the app, you'll see:


Quote:
This application will be able to:

•Read Tweets from your timeline.
•See who you follow, and follow new people.
•Update your profile.
•Post Tweets for you.

You can delete the app later. *hint*hint*


Quote:
Congratulations!

We have successfully applied a $5 credit to your Amazon.com account, good for movies and TV shows at Amazon Instant Video

Monday, July 18, 2011

Whats for dinner this WEEK!!

I have been truly amazed at how much i have been sticking to this dinner schedule I LOVE IT.

And my Family is really enjoying it as well.
Although i never figured in our weekend Trips to the Lake and such nor did i think of LEFTOVERS. so I am going to update and post as we eat!Some things may change i will keep you posted as much as possible.

7/18/2011 Our Weekly Menu

Monday
Breakfast: Eggs Turkey Bacon,Grits, Toast and slice of cinnamon bread Topped with a cup of Apple Juice( or alternative for the lil ones a bowl of cereal)
Lunch: Deviled Eggs, Fruit and Vegetable Crudites Platter with Dips





Dinner: Shepherds Pie (Ground beef,Mashed potatoes,Corn)







Tuesday
Breakfast: OPEN
Lunch: Crab Tuna Pasta Salad
Dinner: Rice n Beans, Chicken Stew (Arroz Con Gandules and Pollo Guisado)







First plate has the left over Crab tuna salad, Second plate has fried chicken leg for the girls.


Wednesday:
Breakfast: Cinnamon Bagel Sandwich with Egg and sliced fried turkey
Lunch: Meatball Subs
Dinner: Spanish Style Corn Beef, topped with left over Rice n Beans, Corn

Thursday:
Breakfast: Open
Lunch: Homemade Chicken Corn soup (Light sandwiches)
Dinner: My homemade BBQ Chicken Wings, Au gratin Potatoes, Broccoli

Friday:
Breakfast: Open
Lunch: Spaghetti os' Beef a Roni
Dinner: Fish Sandwich (or Chicken nuggets) Mac n cheese (on top of stove)Peas

Saturday

Breakfast: Open
Lunch: Grilled pimento and Cheddar cheese sandwiches, Tomato Soup
Dinner:Dinty Moore Beef Stew, White Rice

Sunday:
Breakfast: open
Lunch: Rice Jumbalia
Dinner: ON core Salisbury steaks, Mashed potatoes, Peas



I will try to post pictures as i make each meal.
If you want recipe please email me i will pass it along EXCEPT MY HOMEMADE BBQ SAUCE .. no can do..lol

Best and Worst Guide FROM MIGRAINS - CHINESE FOOD (DR.OZ)

Best and Worst: Your Guide
The Best and Worst for Weight Loss




With the surplus of goods and information available, it’s often hard to differentiate what actually works from what’s full of empty promises. Learn about the products that will help you to effectively drop the pounds, and avoid the ones that don’t deliver.



Diet Pills




Best: Glucomannan

Glucomannan is a natural thickening agent derived from a root. It is used in Asia to thicken noodles and tofu. You can add glucomannan powder to thicken soups and stews; this added fiber will keep you fuller for longer periods of time and less likely to eat mindlessly. Glucomannan is also available in capsule form, and is available at most vitamin stores for under $10; take it with a lot of water.




Worst: Ephedrine

Ephedrine dangerously speeds up the heart rate which can ultimately damage the arterial walls. The FDA has rejected three prescription diet pills this year alone.


Weight-Loss Snack




Best: Inca Peanuts

Inca peanuts, grown in the Andes mountains and Amazon rainforest of peru, are loaded with vitamin E, and have 3 times the amount of omega-3s and twice the fiber as walnuts. An ounce of these nuts contains 5 grams of fiber – that’s 20% of the recommended daily value. They are also known as Sacha Inchi nuts and are available online or at health food stores for about $10 a bag.



Worst: Anything in Bar Form

From granola bars to protein and meal replacement bars, anything that’s a bar is your worst weight-loss snack choice. Many are loaded with sugar and fat. Some are made with sugar alcohol to cut down on calories, but this often causes gas and bloating as side effects.




Metabolism Boosters




Best: Cayenne Pepper

Cayenne pepper is proven to boost metabolism and burn through fat. By adding spices like cayenne pepper to your diet, you can burn up to 50 extra calories a day.

Worst: Energy Drinks

Loaded with sugar and caffeine, energy drinks only give you a temporary boost. Your body can quickly burn through the sugars, but these sugars are inflammatory and damage your cells.



Packaged Foods




Best: Whole Wheat Pasta

Whole wheat pasta is has more fiber than white pasta. It’s low in sodium and fat, and high in protein to keep you satiated. Protein and high-fiber foods pass through your system more slowly so you won’t be hungry for hours.




Worst: Frozen Diet Meals

While these frozen meals brand themselves as healthy, diet-friendly options, many can be high in fat, sodium, simple carbs and sugar – and they don’t give your body the nutrients it needs. Your body absorbs these foods more quickly, and before you know it, you’ll be hungry again.



If you are going to buy frozen meals, follow Dr. Oz's guidelines:

Fat: Less than 4g per serving

Sodium: Less than 500 mg per serving

Gravy: None

Cheese: None (Cheese has both fat and salt. You can add the cheese yourself – but practice portion control.)

Only One Compartment: Frozen meals with more than one dividing compartment usually means vegetables you won’t eat or an added dessert you shouldn’t eat!

No Bigger Than Your Hand: Keep your portions under control.



Weight-Loss Exercise




Best: Lunges

Lunges work the largest muscles in the body, so it burns the most calories as you exercise. You use your own body’s weight to get stronger and you need no special equipment.

Worst: Sit-ups

Most of us do sit-ups incorrectly and risk hurting our backs and necks. Try holding a plank position instead. This exercise engages all of your stomach muscles, arms and legs.



The Best and Worst at the Drugstore




The drugstore has dozens of aisles and thousands of products. When you’re searching for relief, it’s easy to make the wrong choice. Don’t spend money on products that don’t work or could be damaging to your health. Dr. Oz helps you navigate the drugstore successfully.



Muscle Pain




Best: Heating Pad

Actual heat from the heating pad relaxes tense muscles and eases the aches and pains away.




Worst: Menthol Muscle Ache Cream

There’s little evidence to support that menthol creams work. It also contains an ingredient similar to aspirin that can be toxic; be careful not to overuse these creams.



Hot Flashes




Best: Sage

Research shows that sage extract, used every day for 3 months, alleviated symptoms of menopause, including hot flashes.


Worst: Evening Primrose Oil

There’s no evidence to show that evening primrose oil works. One study found that it had no greater benefit than placebo.




Chest Congestion




Best: Cough Expectorant

If you have a wet cough, you want your body to get rid of the phlegm. An expectorant thins the mucous that blocks the airways leading up to the lungs. Your body will be better able to move the mucous so you can recover more quickly.




Worst: Cough Suppressant

A cough suppressant is the worst option for a wet cough. They work by simply lessening your urge to cough – but this allows mucous to stay in your body and keep you sicker longer.



Soap




Best: Moisturizing Foaming Hand Soap with Olive Oil

Regular soap can effectively kill germs. Olive oil contains antioxidants like vitamin A and E that help to repair and renew skin damage caused by the sun and air pollutants.



Worst: Antibacterial Soap

There is no need for an antibacterial agent – regular soap works just fine. Antibacterial soaps are thought to lead to antibiotic resistance.



Constipation




Best: Probiotic Supplement

A probiotic supplement restores the natural flora and live cultures, or the good bacteria, that live in your gastrointestinal system. Look for a “broad spectrum” probiotic that has several strains to help with digestion.

Worst: Laxative

Laxatives, especially those with stimulants, can actually become addictive. If overused, your body forgets how to move those digestive muscles on its own.




The Best and Worst Ways to Get a Good Night’s Sleep

Many Americans complain of exhaustion. Your daily habits could be robbing you of the sleep you need. Dr. Oz lists the best and worst sleep solutions.



Relaxing Drink



Best: Chamomile

Chamomile is a natural sedative and has anti-anxiety properties. A cup or two before bed can help you calm down and ease you to sleep. The smell of chamomile is also used in aromatherapy as a relaxant.



Worst: Wine

Wine alters your brain chemistry, resulting in a poor night of sleep. Studies have found that alcohol will put you to sleep faster, but it will reduce the amount of REM sleep you get, preventing you from feeling rested.



Sleep Position



Best: Sleeping on Your Right Side

Sleeping on your right side allows your heart to have extra room during the night, so it doesn’t have to work so hard pumping blood. This position also fits the natural curvature of your spine.



Worst: Sleeping on Your Left Side

Studies show that people who sleep on their left side compress the heart. Those with heart disease also have a bigger risk of heart failure.



Air Quality



Best: Sleeping With a Humidifier

Humidifiers circulate air and moisture, keeping the membranes in the back of your throat moist. This prevents bacteria from getting stuck in your throat and making you sick. Humidifiers will also keep your skin from drying out.

Worst: Sleeping With a Fan.

A fan dries out your throat and trachea, making you thirsty in the middle of the night and disrupting your sleep. Fans also dry out the mucus in your throat and nasal passages, making these areas more susceptible to bacteria infections.



Quiz yourself on what it takes to really get a good night's sleep.






Best and Worst Herbal Supplements

Looking for a way to solve that pounding headache or soothe your aching joints? Dr. Oz lists his best and worst supplements, all for under $10.



Migraine



Best: Feverfew

Feverfew works by targeting the cause of migraines – blood vessels that don’t reach the brain. A member of the sunflower family, it contains the compound parthenolide, which helps prevent the constriction of blood vessels. Try taking 1200 milligrams, which will cost about $6 at a vitamin store.


Worst: Chamomile

The key benefit of chamomile is relaxation, which is not the problem with migraines. Instead, try chamomile to de-stress.



Arthritis



Best: Chondroitin

This supplement has been shown to reduce pain and swelling by blocking the enzymes that cause cartilage breakdown. It can also increase mobility. The average dose is 1200 milligrams per day and it costs about $9 at a vitamin store.



Worst: Arnica

Arnica comes from a plant and is primarily sold as a topical cream that soothes muscle aches and pains. It is also used for bruise, sprains and muscle aches. However, it won’t help your joints. Joint pain needs to be treated internally.




Low Libido



Best: Korean Red Ginseng

This supplement has been known to improve arousal for both genders. Take only about 600 milligrams a day and look out for some of the drug interactions, which can be dangerous. It costs about $7 at health stores.



Worst: Yohimbe

Yohimbe is derived from tree bark in Africa. It causes an increase in blood pressure and subsequently your heart rate. While you’ll get excited, it won’t be for the right reasons.



Immunity Booster




Best: Astragalus

This supplement has anti-viral properties, which stimulate the immune system. It contains antioxidants, which help protect cells from damage against free radicals and also helps prevent respiratory infections. The common dosage is about 1200 milligrams per day every day. It costs about $5 at vitamin stores.

Worst: DHA

DHA is a steroid and a precursor of sex hormones in the body. No long-term studies on the supplement have been completed, so it’s important that you talk to your doctor before you consider taking DHA.





The Best & Worst Restaurant Meals

Dining out can lead to dieting disasters. Dishes that can seem healthy can actually be packed with fat or salt – making them the worst choices. Dr. Oz decodes the menus at your favorite restaurants, and identifies the best and worst options.


Mexican


Best: Beef Enchiladas (520 calories and 28 grams of fat)

Worst: Vegetable Burrito (1490 calories and 68 grams of fat)

Enchiladas are made with mole sauce, which contains peppers, nuts, seeds and Mexican chocolate, making it a healthy choice. Burritos are often loaded with unhealthy extras like rice, sour cream, and cheese. Avoid these toppings for a healthy meal.



Chinese



Best: Chicken Chow Mein with Crispy Noodles (700 calories and 10 grams of fat)

Worst: General Tso’s Chicken (1300 calories and 86 grams of fat)

This dish is fried and has a thick sauce loaded with sugar. For a healthier version, ask for the sauce on the side. To cut additional calories, eat Chinese food with chopsticks – you’ll eat slower and scoop up less oil than with a fork.



Italian




Best: Spinach and Cheese Ravioli (480 calories and 16 grams of fat)

Worst: Chicken Scampi (1070 calories and 53 grams of fat)

This dish is loaded with cream, butter and oil. Sauce on the chicken is like dressing on a salad; it can ruin what would be a healthy meal. For a healthier dish, choose tomato-based sauces.

Friday, July 15, 2011

20/20 Research Study Dishwashing Study

We are currently conducting a research study regarding
Dish Washing Products and would like to invite women to participate using an online bulletin board. The bulletin board allows you to participate from your home, office, the local coffee shop or any place that has a high speed internet connection.

The 2-day online discussion takes place Tues, July 26 & Wed, July 27 and will require going online each day and answering questions posted by a moderator.

For your time and participation you will be given a $75 Online Visa Code, which can be used for online purchases at any website that accepts a regular Visa card. As always, any information that you provide will remain strictly confidential. To see if you qualify, please click HERE to answer a few brief questions.

Please use the forward to a friend button in the upper right hand corner to forward this to anyone who you think may be interested!


If this e-mail was forwarded to you and you would like to be contacted directly about future studies, become a member of our Panel by clicking HERE.

Free Ruby Tuesday Classic Burger Coupon

Ruby Tuesday is giving away a coupon for their free classic burger to the first 100,000 people who sign up for it on Facebook . The coupon is e-mailed to you.


http://offers.rubytuesday.com/FreeBurger/splash

Thursday, July 14, 2011

Look what we had for dinner! Every day of this week ill be posting pics!

Hello all As you know im a mother of 5 girls my baby is 6 months now GOD BLESS HER and my granddaughter is 3 months. So we are busy here. As a busy stay at home mom i am always trying to come up with new ways to save new ways to raise and new ways to enjoy.. figure those out..lol.. so recently a great friend of mine shared with me a very cost effective way to live and it has helped so i am going to share and i hope everyone enjoys it.

I am going to create a menu for my family for the next month this has saved me money time and headaches. If your like me you are so tired of everyday trying to figure out what we are all going to eat then having to run to the store, ugh my God we would be at the store literally everyday. I SWEAR..i was so frustrated well here is my plan and i am going to post it so hope you enjoy and try it yourself let me know how it works for you.

Im going to go week to week breakfast lunch and dinner but ill just post the dinners here though..

Explained .. ok i wrote down every single meal i could think of that i cook with each side i mean the complete dinner. as a list i came up with about 25 dinners. oh you can utilize the hubby here too and the kids I just asked my family what are their favorite meals. and wala.. i got my list found out alot about my girls too.. lol..They really like my cooking. So after i compiled my list i then wrote out what it took to make the meal. and i kept going to create a entire list of items for shopping. like for example if one recipe calls for chicken breast on my list i had MEATS and under meat i had a sub category called Chicken under chicken i had breast wings ect.
EXAMPLE SHOPPING LIST.
DAIRY.. sliced white cheese
MEAT...Chicken
Breast
Wings 2
SAUCES.. Red sauce
VEGGIES..onions
carrots
SEASONINGS...Sazon Packs
ect so i build up alist like that so when i go shopping i know exactly what to buy and how many to buy..WHAT A LIFE SAVER.!!! i stick to the list and make sure i have each ingredient. specific to the meal for that week so i will only have to go to the store once a week. YIPPEEEE..

with this in mind i am going to post pics of my meals and give you a sample of how things go hopefully you guys will utilize this as well. it is such a great release i swear i feel free so free. Now i post a list on the fridge so everyone knows what we are having for each meal that week .


Thursday Dinner Lasagna and Garlic Bread With Peaches/Grapes and Juice!
(my own recipe of my homemade, i dr the recipe cuz we dont like ricotta so here it is.let me know what you think)














It is 2 layers and mm so good. if you would like the recipe please email me i will pass it on you will love it EVERYONE DOES

Saturday, January 15, 2011

Free Hand Washing Timer (for lil ones) While supplies last...

Order yours today!
Receive a free Get Ready hand-washing timer!

Fun musical timer attaches to the top of your liquid soap dispenser and helps teach kids how long they should wash. Free offer open to all! Order now

Hand with washing timer


Thanks Crazy Coupon Mommy

Friday, January 14, 2011

Study Regarding cellphones~ Pay out is $360

20/20 Research wants your opinion!
We are currently conducting a research study regarding Cell Phones (#11-0032) and would like to invite men and women across the country to participate in a web-cam, video diary.

The web-cam, video diary will take place for two months: January 17-March 13 and will require logging into a secure web site, each day for approximately 20 minutes, to answer questions or complete activities using a web-cam. Those who qualify, would be sent a web camera to use (and keep) to complete the activities for this study.
For your time and participation, you can keep the web camera, and will also be given a $360 check or PayPal option . As always, any information that you provide will remain strictly confidential. To see if you qualify, please click HERE to answer a few brief questions.

Saturday, January 8, 2011

FREE CUP OF YOPLAIT YOGURT

Yoplait is giving away 1 million cups of yoplait yogurt All you have to do is enter your info They have already given away 470,781. So be sure to tell your friends.

Jump Start the new year right!

Yoplait has 2x the calcium that the leading yogurt has

Click here to get your




Privacy Violated~ Make sure your name is not on this site.

There’s a site called Spokeo that is a new online USA phone book w/personal information: everything from pics you’ve posted on FB or web, your approx credit score, home value, income, age, etc!

Are you listed? How do you feel about it?

Remove yourself by searching your name, find & copy the URL of your page, then go to the bottom right corner of the page and click on the Privacy button to remove yourself.

Please check your children or teens names nd emails too! This is crazyyyy.. My 15 year old was listed all information too.

Thanks: dealsfordummies

Thursday, January 6, 2011

$200 Paid online research study

$200 Paid Online Research Study - Medical Treatment
Title:
$200 Paid Online Research Study - Medical Treatment
Details:
We are conducting a paid online research study for people who have been admitted to a hospital for either treatment or a medical procedure in the last year.
Participants will recieve $200 for their time and opinions.

If you qualify, and are interested in participating, please call Connie at 1-866-903-3249.

ETA: I do not know what company this is through as I did not call because I would not qualify.
Good Luck To All!!!!!!!!!!!

NOT ALL STATES QUALIFY..JUST GO CHECK

Wednesday, January 5, 2011

Win a $50 gift card to PERKINS. ENDS JAN 13th

My friend is having her first giveaway please go to her page and help promote her site bu joining and entering.


Please tell her Keisha sent you!!

Funnix Reading Program for ages 4-7 or more. FREE

Funnix.com offers downloads of its Funnix Reading Program for Windows or Mac for free. The program has been very successful with a large range of children from ages 4 through 7 who enter the program knowing nothing about reading, including children who have been written off by schools. The Funnix sequence teaches 2 years of reading skills and is regularly priced at $249.

The free version of Funnix is electronic. You download the entire package of 220 lessons and other material onto your computer, and you have everything you need to teach the program. The steps of what you do and how you do it are spelled out in Teacher’s Guide, which you review before presenting the program. Workbook and textbook activities accompany the lessons. You print these.

When you teach Funnix, you and you child sit next to each other and watch the computer screen. A narrator presents a series fast-paced exercises in each 30-minute lesson. The narrator asks questions, and your child responds--out loud. Your job is to reinforce correct responses and correct any mistakes by following simple rules for "navigating" through the material.

Computer requirements: You will need at least 2 GB of free space available on your computer. PC users: XP, Vista. MAC users: 10.4 or above. You will need a high speed internet, either cable or DSL. Dial-up is not recommended.

Free offer ends January 31.

http://www.funnix.com/

Sunday, January 2, 2011

$150 Paid Online Research Study - TV Ads

$150 Paid Online Research Study - TV Ads

Details: They are currently conducting a paid study about TV advertising campaigns. The research study will be conducted in January 2011 and will be conducted online. Those who participate in this study will earn $150 for 20 minutes of their time.

Send an email to focusgroup@emrmarketing.com if you are interested

How to get financially fit for the NEW YEAR!!

Hey everyone I am really utilizing this I have done well from last year now i plan on just increasing this year.Such a little step can make a powerful impact on your financial status. TRY IT
TIP when saving DONT TOUCH IT NO MATTER WHAT....

Provided from the Wallstreet Journal!

It's time to think about getting in financial shape in 2011. Vague resolutions and good intentions won't do it. You have to have a plan. Stumped for ideas? Here's a 12-month agenda.

No, it's not comprehensive. But it's doable.

Each month, set one financial target and hit it. Easy, manageable -- and it means this time next year you'll be looking back on 2011 with some satisfaction.

JANUARY: Max those savings! Financial planners argue you should be saving 15% or more of your income each year. Set your 401(k) contributions to the highest level you can handle. At least contribute up to any company match, and ideally push the limits -- $16,500 if you're under 50, $22,000 if you're over. If you are self-employed, or have self-employment income, talk to a broker about special tax-savings vehicles open to you, including Solo 401(k) plans, SEP-IRAs and Keoghs.

[Click here to check savings products and rates in your area.]

FEBRUARY: Target your cash flow. Get out all your statements and check stubs for 2010 and work out where all your money went. Chances are you spent more than you planned, or maybe realized. Restaurants, shopping, premium cable, car payments -- it all adds up. If you want to get control of it, you have to understand it. Now set a budget, and talk to your family about ways to cut back and save more.

MARCH: Live without plastic for a month. Lock up your credit and ATM/debit cards. Generations lived without the spending ease and convenience of plastic. It is no coincidence they found it much easier to live within their means. Try it. Set a weekly budget, cash a check for that amount at the bank each week, and live on it. Unless you are traveling -- where a card can be invaluable -- you may find it easier than you imagined. Once you get used to it, keep going

Continue reading at..http://finance.yahoo.com/banking-budgeting/article/111650/how-to-get-financially-fit-in-the-new-year?mod=bb-budgeting

Putting that Tax Holiday to work in 2011

a post from the newyork times.

The biggest Christmas present that many people will get this year comes from the federal government. And most will probably fritter it away.

Thanks to the tax bill that President Obama signed a week ago, a large number of Americans will get a year-long discount on their payroll taxes in 2011. Normally, employees pay 6.2 percent of their salaries, up to a $106,800 limit, toward Social Security. In 2011, that number will fall to 4.2 percent.

As a result, individuals could end up with a payroll tax savings of up to $2,136 in 2011, according to CCH, a tax information provider. Households with two wage earners who both make more than $106,800 will get $4,272, double the amount for individuals.

The self-employed will share in the year-long tax holiday as well, though they will still be on the hook for the full 6.2 percent of the employer contribution to Social Security. As a result, they’ll pay 10.4 percent in payroll taxes instead of the usual 12.4 percent.

Some government workers and others who do not contribute to Social Security will not get this temporary break. And as Roberton Williams of the Tax Policy Center pointed out in a blog post earlier this month, the payroll tax holiday represents a net loss for many low-income individuals, who will lose access to the Making Work Pay tax credit, which expires at the end of the year.

Read more here.http://finance.yahoo.com/news/Putting-That-Tax-Holiday-to-nytimes-3838395234.html?x=0

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